Home Insurance

Why Have Home Insurance?

Offers protection for single family homes, condominiums, townhomes, mobile homes, motor homes, travel trailers, and luxury motor coaches in the unfortunate event of direct, sudden, and/or accident physical losses that aren’t specifically excluded. These events include fire, vandalism, falling objects, burglary or robbery, water damage from burst pipes, and/or collapse from weight of ice and snow.

*Some insurers offer additional coverage for living expenses, debris removal, food spoilage, and emergency removal services and repairs after a loss.

Optional Coverage to Customize your Policy

  • Trip coverage for moving your home.
  • Scheduled personal property.
  • Earthquake coverage.
  • Replacement cost coverage for mobile homes, other structures, and personal possessions.

What We Offer

About

All risk policies with water backup (to policy limits) and personal article experts available to individually tailor your coverage.

About

Coverage to fill in the gaps of coverage not provided through the condominium’s association or master policy. Owners receive some level of insurance coverage through the condominium complex’s master policy, which covers damage to the building’s areas and liability claims for accidents that occur in those areas. However, there can be significant variations in what master policies cover from one complex to the next.

To make sure your unit and possessions are insured properly, you should review the master policy to understand what it always, usually, sometimes, and doesn’t cover.

About

Coverage to fill in the gaps of coverage not provided through the condominium’s association or master policy. Owners receive some level of insurance coverage through the condominium complex’s master policy, which covers damage to the building’s areas and liability claims for accidents that occur in those areas. However, there can be significant variations in what master policies cover from one complex to the next.

Additional Coverage

For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

About

Protection for your mobile home, motor home, travel trailer, and/or luxury motor coach.

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