Illinois Drivers, Don’t Get Caught Driving Without Auto Insurance! Uninsured motorists, get covered now. It’s the law!

You are a few clicks away from obtaining mandatory automobile insurance and avoiding the state’s license plate suspension and $100 reinstatement fee!

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About the verification system

Illinois Secretary of State Jesse White announced upgrades to Illinois Insurance Verification System (ILIVS), beginning July 1, 2021. Vehicle owners’ car insurance will also continue to be electronically verified at least twice a year at random intervals. On July 1, 2021, the Illinois Secretary of State’s office will be sending enforcement letters out to registered vehicle owners who do not have the minimum required liability auto insurance, giving them 30 days to submit proof of coverage or risk having their registrations suspended and being charged $100 to reinstate their registration.

Dealing with unsuccessful verification

If a vehicle owner’s electronic verification is unsuccessful, the Secretary of State’s office will send a written request to give the vehicle owner the opportunity to prove they have car insurance before suspending their vehicle registration. Vehicle owners must contact their auto insurance company or their auto insurance agent with the letter they received with a specific reference number from the Secretary of State. Vehicle owners who are unable to prove insurance will face a license plate suspension. To have the registration suspension removed, the vehicle owner is required to obtain liability insurance and pay a $100 reinstatement fee.

If you can’t prove insurance

If you are stopped for a traffic violation or involved in an accident, a law enforcement officer may issue a traffic citation if you are unable to provide evidence of automobile insurance. If convicted, your license plates will be suspended, and you may face the following fines:
  • Minimum fine of $500 for driving uninsured
  • Minimum fine of $1000 for driving a vehicle while the license plates are suspended for a previous insurance violation.

Work with to confirm your insurance

The state’s ILIVS enforcement goes into effect beginning July 1, 2021. It is important to note that vehicle owners who receive a letter should NOT VISIT a Drivers Services facility. Instead, the vehicle owner should contact their insurance company or agent who can provide the necessary electronic proof of car insurance needed to cancel the license plate suspension.
Vehicle owners who do not currently have automobile insurance must obtain insurance to avoid license plate suspension. Avoid the $100 license plate suspension and reinstatement fee or potentially higher fines! Obtain auto insurance today! Get a fast, free quote, and obtain auto insurance today all online in minutes! Your SR-22 is valid as long as your insurance policy is active. If your policy lapses or cancels while holding an SR-22, your insurance company is required to contact the Department of Motor Vehicles (DMV). However, making payments on time will help keep your policy from canceling and prevent an SR-26 form from being sent.

Get a hassle free quote right now!

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